If you want to start your business then know how to get loan. Today we will tell you how you can take any new business loan online and offline
With your business plans all set out to take the commercial world with a storm, lack of finances is the last thing that should stand between you and your business ambition. We don’t believe any business ambition is too big, or too small. Whatever be the requirement, be it replenishing the inventory of your general store, expanding your cafe, our unsecured business loans have got you covered.
Our business loan is an unsecured credit instrument to help you with funds from ₹ 5 lakhs upto ₹ 50 lakhs, to meet your business’s growing needs.
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Business loan interest rates typically range from 6.5% P.A.
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The interest rate on unsecured loans starts from 9.9% p.a.
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Capital Fintech have a minimal processing charge any fees from the user. Here is a Our Sample loan calculation for ₹ 1,00,000 borrowed for 1 year, with interest rate @ 6.5% per annum*, is as provided below:
Processing Fees = ₹ 399/-
Interest = Rs ₹ 6500/-
EMI = ₹ 8875/-
Total amount to be repaid after a year = ₹ 1,065,00/-
Interest Rate varies based on your risk profile The maximum Annual Interest Rate (APR) can go up to 16%
*Notice – Capital Fintech never offers a short terms(period) loan.
Minimal Requirements: Streamlined to speed up loan processing, avoiding extensive documents and paperwork.
Business Operation: Must have been operational for over 6 months.
Exclusion Criteria: Cannot be on the blacklisted/excluded list for SBA finance or located in a negatively listed location..
Revenue Criteria: Minimum turnover of ₹90,000 in the last 3 months.
For All Business Types: Bank statement (last 12 months), business registration proof, company PAN card copy.
Proprietorship: Proprietor’s PAN and Aadhar card copies.
Partnership: Partnership deed copy., Registration Proof Options: Business registration certificate, GST filing, drug licence, TIN, VAT registration.
Last 1 years’ bank statement along with ITR
80,603
1,95,82,769
Principal + Interest
2,70,82,769
You can take a business loan to fund your business investments and projects. A business loan can help your business venture to prosper at a faster pace and you can finish stagnant projects immediately.
You are eligible for a Business Loan if you fall under the category of an individual or sole proprietorship. However, the loan approval depends on the proper submission of documents, the basis of your financial history and our internal credit policy.
Even though our loans are faster than banks, we urge you to provide correct documents and follow the online application process thoroughly so that the loan approval doesn’t have any stoppages.
The maximum amount of loan that can be availed is up to INR 50 Lac.
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